Basel Reforms Unpacked: Christian Saß on the Future of Banking

The EU’s new banking package is set to reshape how European banks manage risk, hold capital, and integrate climate considerations into everyday decision-making. Throughout this year on The Hubble, we’ve followed how this shift is unfolding: from climate risk entering the credit room, to how supervisors at the European level are tightening expectations, and how the upcoming rules will influence lending and the wider economy. In this episode, we sit down with Christian Saß from the Association of German Banks, to break down what the new EU banking package (“Basel IV”) actually is - and what it means in practice for banks across Europe.